If payments have slipped and notices are arriving, you’re not alone. Here’s a steady, step-by-step plan:

- Talk to your lender early. Ask about forbearance or a repayment plan; staying silent shrinks your options.

- Check for assistance. State programs and HUD-approved housing counselors can help you evaluate choices.

- Know your timeline. Foreclosure steps vary by state and by loan type; your sale window is often wider than it feels.

- Evaluate an as-is sale. A fast, fair cash sale can stop the clock, settle the loan, and protect your credit from a completed foreclosure.

- Avoid "fee traps." Be cautious of anyone asking for upfront payments to "save your home."

- Make a decision you can live with. The right path is the one that lowers stress and preserves your future options.

Next step: Get a no-obligation cash offer (takes 2–3 minutes) or book a quick consult with Sandra.

How we help: We’ll review your situation, outline a realistic sale timeline, and present a fair cash offer — or, if a listing will put more in your pocket, we’ll say that plainly. No pressure.

### FAQs

- Can a quick sale stop foreclosure? If we close before the sale date and fully satisfy the loan, yes.

- Do I need to fix anything? No — we purchase as-is.

- Will you pressure me? Never. You’re in control of the decision and timeline.

(This article is for general information; consult your lender or a housing counselor for advice specific to your loan.)